The Best Options for Those Who Do Not Qualify for Gov't Subsidies
Lower Your Rates - Reduce Your Taxes - Save for Retirement
To avoid penalties, you have until Dec 15 to get a Jan 1, 2017 effective date. If health insurance rates have gotten too high, consider joining a low-cost Healthshare plan!
How to Compare Plans
New to Health Savings Accounts? Get all the information you need in our HSA Information section. Our online Health Savings Account guide explains exactly how to view your quotes, compare features, check the physician network, and choose the plan that is best for you.
Run an Instant HSA Quote
Choose a Plan and Sign Up!
Once you pick a plan, just click the "Apply" button, and in 10 or 15 minutes your application will be complete. We will confirm by email, and keep you informed as your application goes through the approval process. And if you need any assistance, just give us a call!
How to Legally Opt Out of Obamacare - Faith-based Sharing Plans
Because rates continue to skyrocket for people who are not receiving subsidies to help them pay for their health insurance, many of our clients are choosing to join a healthshare plan instead.
These faith-based plans typically have a contribution amount less than half the cost of health insurance. Because they are an option written into the law, members of health share plans do not face any tax penalties for not carrying a government-approved health insurance plan. If this type of plan works for you, the cost savings could be thousands of dollars a year.
HSAs Make Saving Money on Health Insurance Easy
We believe in breaking down the complicated health care system for you, so that you can make the best choice for your family and keep more money in your pocket. If you're like most Americans, you want to know that you and your family members will get the best possible care if you become ill or are injured – but you don’t want to spend a fortune for this protection. Pairing an HSA with HSA-compatible health insurance will protect your family's health and financial well-being, and even reduce your yearly taxes.
Save Money and Reduce Taxes With a Health Care Savings Account
Whether you are single, have a family, or own a business, health savings accounts are a practical, affordable option. With a health saving account, you'll enjoy the benefits of traditional health insurance while taking advantage of lower rates and tax incentives. Your health care savings account also offers you the flexibility to use the money you don't spend on medical costs to save for your retirement.
A health savings account brings multiple benefits:
- Low deductibles – just $1300 for an individual and $2600 for the whole family in 2016.
- Low out of pocket expenses – your total costs will not exceed $6,550 if you’re single or $13,100 for family coverage in 2016.
- Tax-free savings – Each year you can contribute up to $6,750 per family or $3,350 per individual in 2016.
To learn more about how to reduce your medical expenses and maximize tax savings with HSA health insurance, read our free Consumer's Guide to Health Savings Accounts.
How To Get Started With A Health Savings Account
At HSA for America, we're here to help you find the best health insurance for you and your family at the lowest price. We provide education on health insurance and health savings accounts, so you can make the best decision based on your unique situation.
We make it easy to start taking advantage of the benefits of a health savings account and HSA health insurance in two simple steps. Of course, we're here to provide support every step of the way.
- Get your free instant quote on health savings accounts and start taking advantage of tax-free savings today.
- Take steps to save even more money with your health care savings account. Learn how with the HSA of America complete health protection strategy.
At HSA for America, we're here to help you protect your family's health and save money on health care. Get your free HSA health insurance plan quote with HSA for America today -- and start saving!