Optum Bank

Optum Bank started its operations in 2003 in Salt Lake City, Utah.  If you’re looking for a health savings account administrator that offers Brokerage services like mutual funds, Optum Bank is a great choice with more than one million HSAs.  Optum Bank also offers security since it is a member of the FDIC (Federal Deposit Insurance Corp).

Optum Bank provides you three HSA account options to choose from:

How to choose among the three HSA account types:

  • Health eAccess HSA: Best if you simply want to use your HSA to pay for qualified medical expenses.
  • Health eSaver HSA: Best if you plan to let your HSA funds grow for future use.  This type of account offers competitive interest rates and no additional fees are charged if you decide to invest your HSA funds.
  • Health eInvestor HSA: Best for those with minimal spending and would like to invest their HSA funds to build a nest-egg for future use.  If you want to start investing, you need to have at least $500 balance on your HSA. 

If you want to get the interest rates they offer and other associated fees, visit their website http://www.optumbank.com/.

For a list of the administrators we recommend, please visit our HSA Administrators page.

For information on how to get instant quotes and choose a plan that is qualified to work with a health savings account, please visit our "How To" Guide page.

HSA for America
749 S. Lemay Ave, Suite A3-116
Fort Collins, CO 80524
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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.