Blue Cross Blue Shield of Georgia is one of the oldest and biggest health insurance companies serving Georgians and it is a trusted health care leader throughout the state. Approximately one-third of Georgia’s population is covered under BCBS of Georgia. They offer a wide range of individual, family and even group health insurance plans that are affordable and of high quality. Aside from health care policies, BCBS of Georgia is also offering dental, vision, life and short-term plans.
Your premiums are charged based on your health, location, gender, and age. To get rates for the health insurance plans offered in your area, you can contact your HSA for America Personal Benefits Consultant by calling us at 800-913-0172 or you can run our instant quotes.
Blue Cross Blue Shield of Georgia has an extensive network of providers with 192 in-network hospitals and about 16,348 primary care physicians and specialists. With its wide range network, you can have access to health care across the country and even worldwide. To check doctors, hospitals, pharmacies and other health care providers that are affiliated with BCBS of Georgia, you may use their Find a Doctor tool online.
The underwriting process of your application would generally take about two to four weeks. That is, if you don’t have any pre-existing health conditions. If you do, processing time would take longer because of the medical tests and records that will be requested by Blue Cross Blue Shield of Georgia. Temporary and indefinite riders are available, though, to waive certain health conditions.
The earliest time that your coverage can go into effect is a day after you have signed your application and it is received by BCBS of Georgia. You may request that your policy be in force within 30 days after you have submitted your application.
If you want your coverage to start in less than 21 days from the time you have finished the application process, you may not receive any approval notification until after your effective date. As for claims, you have to wait until after your application has been approved before any claims will be covered by your plan.
For those who already have a health insurance plan, it is advisable that you first wait for a letter of notification coming from HSA for America or Blue Cross Blue Shield of Georgia that your application is approved and in force before canceling your old health care plan.
About Blue Cross Blue Shield of Georgia
Blue Cross Blue Shield of Georgia was founded in the 1930s. The company is well-known for its financial endurance and stability despite the challenging and ever-changing marketplace. BCBS of Georgia is dedicated to delivering better health care services and providing a greater value to their customers.
As of March 2011, Blue Cross Blue Shield of Georgia received a rating of A (Excellent) from the A.M. Best Company.
HSA for America is an independent, authorized Blue Cross Blue Shield of Georgia agent.
Administering your HSA
When setting up a Health Savings Account, you may use any approved bank or trustee as your HSA administrator. Remember that HSA plans are completely separate from your health care coverage. You may choose one from our HSA Administrator page and also compare features and rates.