When President Barrack Obama passed the Patient Protection and Affordable Care Act into law back in 2010, some congressional leaders immediately opposed the law. Aside from the individual mandate, contraceptive coverage, and the creation of a state-based health insurance exchange, is there another reason for this strong opposition from congressional leaders?
Critics pointed out that one of the main reasons why the congressional leaders are not fans of the health care reform law is because the law will limit Congress’ health insurance plans when it is fully implemented on January 1, 2014. The health care reform law mandates that Congress and their staff should only get health insurance coverage from the state-based health insurance exchange instead of the Federal Employees Health Benefits Program that they currently use.
The health insurance exchange is a key component of the law. The goal of the exchange is to increase people’s access to affordable health care. This will serve as an online one-stop-shop where consumers can buy standardized health insurance plans. The following types of plans will be offered: bronze, silver, gold and platinum. Each will have a different set of benefits. Consumers will simply have to look at the cost and quality of health care offered by the company.
Congressional leaders have a federal-sponsored health insurance plan tailored to best fit their health care needs. So why would they give that all up to get a health insurance policy sold through the exchange that will offer the same coverage to all those who buy from this online marketplace? They fear that they will lose the great health care benefits that they are currently receiving so they are not pushing for the law.
For supporters of the law, they say that this is an act of selfishness because they are denying giving a chance to uninsured Americans to finally get health care coverage that these individuals badly need. Votes will be cast this November 6, 2012 for a new president. Let us all see who will prevail in this never ending battle regarding Obamacare.