We all know that open enrollment for the Affordable Care Act (ACA) is under way and we’ve heard a lot about essential benefits, preventive care, premium subsidies and grandfathered plans. I’ve spoken at length about all of the above and more, and will continue to do so as our goal is to explain health insurance in an easy-to-understand way.
The ACA, also known as Obamacare, has a list of services that each health insurance plan is required to provide and cover 100 percent—no copay, no coinsurance, no deductible. Those services are known as essential benefits and they include preventive care services.
We know that health insurance shopping is challenging, and it’s made even more challenging when there are new rules to follow. So we put together an easy-to-read infographic that gives more information about the services covered under the preventive care umbrella. Bookmark this page and refer back to it (even after you’ve bought insurance) if you have questions about what services will be copay-free to you.
I believe that health insurance should be easy to understand. We are here to help you understand the complexities of health insurance, with no obligation or cost to you. If you have questions, please feel free to call 1-866-749-2039 to speak with a Personal Advisor, or you can email us at info@HSAforAmerica.com.
Wiley Long is President of HSA for America, and a passionate advocate for consumer-based solutions that will improve price transparency and lower health insurance and medical costs for people purchasing individual and family health insurance plans.