Thinking of going someplace warmer this winter? February can be a good time to hit the beach and fares are usually low about now. My wife and I have been around the world and, yes, we’ve had our share of “mis” adventures. So, I feel pretty competent to give advice to people who don’t want to have many misadventures.
Fortunately, our travel problems usually turned out to be something that was easy to fix (though not always so pleasant), like the water-born parasite giardia we picked up in Morocco. But, I know what it’s like to be miserable far from home, and far from your doctor.
I bet you’re not thinking about travel insurance when you’re looking up motels and air fares, but it can be the one thing you might miss most once you’re in some place exotic. And, medical bills can certainly spoil a vacation for a long time to come.
How to Find Cheap International Travel Insurance
Most health insurance plans have limited coverage outside of the U.S., and any coverage they do provide is usually for no more than 30 days. So, I had to do some research when we planned our extended trip back in 2000.
And, I did find some pretty inexpensive international health insurance that does cover different lengths of time. One I’ve used myself is International Medical Group (IMG). I liked it because it had the most comprehensive coverage. And, it had plans that would pay for treatment back in the U.S. if we decided to come home due to something really serious.
Even if you’re getting away from it all for just a week or two, check to make sure you are covered – you may want to get some travel insurance. It’s not expensive, and is one less worry when you’re traveling.
Wiley Long is President of HSA for America, and a passionate advocate for consumer-based solutions that will improve price transparency and lower health insurance and medical costs for people purchasing individual and family health insurance plans.