With winter breaking around the country, you’re probably geared up for summer. Here are three areas to keep in mind that catch too many people off guard every year. Just be aware of precautions you can take so you don’t end up depleting your HSA for some of the most frequent warm-weather accidents. These three areas are so common it’s easy to forget they can be dangerous: bike accidents, boating accidents and ladder accidents.
Biking Safety Tips
Whether you’re into urban biking or mountain biking, check out the available safety equipment and protective gear. You know it’s going to cost less than an emergency room trip. You might want to review a bike safety checklist and basic safety equipment.
Boating Safety Tips
When you’re on the water, it’s wise to plan for the unexpected. So, even if you’re a good swimmer, be ready for something that can make it hard to get out of the water. Besides wearing a life jacket that’s suited to the kind of boating you’re doing, use a checklist to be sure you don’t inadvertently skip something important when checking equipment. Essentials include communication devices, distress signals, a fire extinguishers and a first aid kit.
Other ways to avoid trouble include checking the weather forecast and having the equipment you need in case the weather takes an unexpected turn for the worst. That means you’ll need appropriate training or you can go out with someone who’s experienced.
And, have a back-up plan. Let someone know your itinerary so he or she can get help for you in the event you aren’t able to get the message out in an emergency.
Ladder Safety Tips
According to the Consumer Product Safety Commission, more than 90,000 people go to the emergency room with ladder-related injuries each year. And, this has increased by 50 percent in the last decade.
The Bureau of Labor Statistics blames half of these accidents on people carrying things as they climb a ladder. I know I’ve done it, but it’s worth investing in a special belt so your hands are free to hold on to the ladder.
Thirty-two percent of ladder-related accidents result in a fracture, which is the most common injury. So, check out these ladder safety tips before you head for the roof.
The number of summer accidents people experience every year points out how important precautions really are. So, spend a little time preparing now and have a safe summer.
Wiley Long is President of HSA for America, and a passionate advocate for consumer-based solutions that will improve price transparency and lower health insurance and medical costs for people purchasing individual and family health insurance plans.