IHC Group Anthem

The IHC Group Short Term
Medical plans

About IHC Group  

Independence Holding Company (NYSE: IHC) is a holding company that is principally engaged in underwriting, administering and/or distributing group and individual specialty benefit products, including disability, supplemental health, pet, and group life insurance through its subsidiaries since 1980.

The IHC Group owns three insurance companies (Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company), and IHC Specialty Benefits, Inc., a technology-driven insurance sales and marketing company that creates value for insurance producers, carriers and consumers (both individuals and small businesses) through a suite of proprietary tools and products (including ACA plans and small group medical stop-loss). All products are placed with highly rated carriers.

Available health plans

IHC’s health plans include short-term medical, which is ideal for when you are between health insurance plans. Situations where this occurs include:

  • When you have a new job
  • Are looking for an alternative to COBRA
  • You’re too old for your parents’ insurance
  • You missed the exchange deadline

IHC group short-term medical plans are active within 24 hours of your application, and can last anywhere from 30 days to a year, depending on your state.

The IHC Group also offers dental and vision plans. You can choose your own provider from a PPO network.

Supplemental plans

IHC Group has a supplemental gap plan available. The Metal 2 gap plan combines insurance benefits that can help cover a deductible, should you get into an accident or experience a serious illness. You can use the plan’s payment any way you want, including the deductible or expenses like credit card bills. Depending on the Metal Gap 2 plan, you will have to show that you have an ACA-compliant plan.

If you are diagnosed with a critical illness that is covered, you can get the IHC Group’s Critical Health Insurance plan, which gives you a lump sum cash benefit. Like with the Metal 2 gap plan, you can use the money any way you choose.

Other benefits

The IHC Group has other benefits for their customers, including a telemedicine service that is significantly less expensive than an office visit, and an RX pay card, that is accepted at over 55,000 pharmacies in the US.

Got questions?

If you want to know more about the IHC Group and the wide variety of insurance plans they offer, don’t hesitate to give an HSA Personal Benefits Manager at a call at 800-913-0172.

HSA for America
749 S. Lemay Ave, Suite A3-116
Fort Collins, CO 80524
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Click for the BBB Business Review of this Insurance - Accident & Health  in Fort Collins CO

Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.