By
President
HSA for America

Four Ways to Save on Prescriptions

(From Free Medicine to Nutrition that Can Reduce the Need for Medicine)

July 3, 2011
Vol. 7, Issue 5


Its 4th of July weekend, so in keeping with the idea of celebrating freedom, I’d like to share some tips that can free you from spending too much of your hard-earned money on prescriptions.  One of the biggest markups in medicine is often on prescriptions, but you don’t have to pay those high retail prices.

Independence Day

Life, liberty, and the pursuit of happiness.  This is what our founding father’s held as their highest ideals.  Some may think that pursuit of happiness is not a worthy high ideal – but I strongly disagree.  It is the freedom and opportunity to pursue individuals’ dreams and desires that has built this nation to what it is – the greatest place on earth to live and work.


Father and son, pursuing happiness in the bubble machine

So, I hope you are doing well in your pursuit of happiness.  This weekend I’ll be headed with my family to the mountains for a couple nights of camping, and then we’ll make it back to Fort Collins in time for fireworks Monday night.

But, on to business.  Here are three suggestions that can help you save on your medicine:

  1. By qualifying for free prescriptions
  2. By shopping at discounted prices
  3. By reducing your need for prescriptions

Free or Low-Cost Medicine

You may be surprised to hear that pharmaceutical companies give away200 million dollars worth of medicine every year to people who are having trouble affording their prescriptions. It’s not too hard to qualify.  Just click Partnership for Prescription Assistance to visit a central website where you can learn about the different programs that are available.

The Partnership for Prescription Assistance brings together community groups, doctors and other health care providers, patient advocacy groups and pharmaceutical companies to help people without prescription coverage get free or low-cost medicine.

Discounts on Prescriptions

Our prescription discount card works at more than 54,000 national and regional pharmacies for savings of up to 75%.  Click Free Prescription Discount Card to download it for free.

Discounts are also available from Kmart, Krogers, Target, Walgreens and Walmart.  For instance, while some people pay an average of $50 a month for the generic version of the cholesterol-lowering drug Pravastatin, Target and Walmart offer a 30-day supply for $4.  You can get a 90-day supply for even less.

These “steals” aren’t available for all prescriptions and some of their discounts don’t apply to high dosages.  Certain discount programs are only offered on prescriptions that aren’t covered through insurance and availability and pricing may vary.  If you are presented with a fee to enroll in such a program, weigh that against the amount of price reduction you can expect.

Some independent pharmacies will match deals, too,so don’t hesitate to ask.  Pharmacy owners understand that people are likely to shop while they wait for prescriptions to be filled and use discounts as incentives to increase traffic in their store.

Here are some of the pharmacies that offer discounts on prescriptions:

CostcoMember Prescription Program
Price: Varies by location
Fee:Free for Costco members ($50 annual)
Note:Only for drugs not covered by insurance

CVS Pharmacy Health Savings Pass
Price: 90-day, $11.99
Fee:$15 a year
Note:Open to all

Kmart Prescription Savings Club
Price: 30-day, $5; 90-day, $15
Fee:$10 a year
Note:Open to all
Up to 35-percent discount on all generics
20-percent discount on brand-name drugs
Second, free program offers $5, $10, $15 and $25 medications

Kroger $4/$10 Generic Drug Program
Price: 30-day, $4; 90-day, $10
Fee:Free
Note:Open to all

Rite Aid Rx Savings Program
Price: 30-day, $8.99; 90-day, $15.99
Fee:Free
Note:Not valid with Medicare, Medicaid or Tricare.
Up to 20-percent discount on generics
15-percent discount on brand-name drugs

Target $4 Generic Drug Program
Price: 30-day, $4; 90-day, $10
Fee:Free
Note:Open to all

Walgreens Prescription Savings Club
Price: 90-day, $12
Fee:Individuals, $20 a year; families, $35 a year
Note:Not valid with Medicare, Medicaid or Tricare

Walmart and Sam’s Club $4 Prescription Program
Price: 30-day, $4; 90-day, $10
Fee: Free; no membership needed for Sam’s Club
Note:Open to all

Overseas Prescriptions

You may have heard that many prescriptions are available at substantially cheaper prices from outside of this country, but were worried about getting mixed up with a disreputable company.  After a long search, I have found a company that is reputable, with outstanding personal service and very good pricing

Here’s what I mean by good pricing:  A 90-day supply of Lipitor that would retail in the U.S. for $431 can be obtained from India for as low as $123.49.  It’s easy to see what your prescriptions would be with this service, too.  Just click Free Prescription Price Analysis and use Medigap Advisors’ simple form to check.  Martin will get back to you with no-obligation 90-day pricing. 

Researched Alternative to Certain Prescription Drugs

Nutrition researcher Neal Barnard, M.D., has developed a program based on a series of research studies he and colleagues have conducted, the latest of which was funded by the National Institutes of Health and published in the August 2006 issue of Diabetes Care

That study found Dr. Barnard’s program to be three times more effective than the American Diabetes Association dietary guidelines at controlling blood sugar.  Plus, the program also helped people alleviate pain, lower blood pressure, reduce cholesterol and lose weight without counting calories. 

Dr. Barnard outlines his new dietary approach to preventing, controlling and even reversing diabetes in a book you can check out for free.  The book explains how nutrition can alter individual cells instead of just compensating for malfunctioning insulin, like other treatment plans.  Click Free Book Reviewto read it for 21 days.  Then, you can keep it for 4 installments of $7.99 (plus shipping) or return it and owe nothing. 

Prescriptions can be expensive, but now you have several tips that can make them less costly.  That’s why I send you these monthly reports – so you can save on healthcare and get more enjoyment and “pursuit of happiness” from this lifetime.  Till next time...

 


To your health and wealth!


Wiley Long
President - HSA for America

P.S.- As you may know, we also have a service that offers lab testing at wholesale pricing.  I just learned that in honor of Independence Day, the CWP (Comprehensive Wellness Profile) is on sale for one week only.  From July 1 - July 8, the CWP is at an incredible price of just $69!  It's usually $97 (which is still a good price) and it includes over 50 individual results, such as Lipids, CBC's, Thyroid w/Tsh, Liver & Kidney, Glucose and more.  You could pay as much as $535 for the CWP, but you can click Order CWP now to schedule it at this low, low price.

 

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