How To Maximize Your HSA
Get the Latest Information on How to Maximize the Value You Get From Your Health Savings Account
Be a smart consumer, and take full advantage of the opportunities presented by consumer-driven healthcare. Maximize Your HSA is our free monthly publication designed to help you maximize the value you get from your Health Savings Account. We will remind you of investment deadlines, alert you to changes in the tax code, and let you in on little-known ways to defer taxes and reduce your medical expenses.
In previous issues, subscribers have learned:
to use funds from your HSA to cover alternative medicine expenses
to have hundreds of thousands of dollars in your HSA when you retire - even
if you have big claims every single year
How to pay for dental expenses from your HSA using pre-paid dental plans
can nutritional supplements be considered a medical expense
to save money on prescription drugs
to save money on lab testing
to maximize the growth of your HSA
to get your hospital bills reduced
to avoid out-of-control health insurance rate increases
- And much more!
A note to subscribers: If you use an e-mail spam filter, include my e-mail address, WileyLong@HSAforAmerica.com, in your "Always Accept" list. This will prevent inadvertent blocking of our newsletter announcements.
information will be kept confidential and never sold or distributed.
Instructions for removal from this newsletter are included with every e-mail.
All subscribers will receive a free copy of HSA for America's official "The Complete Consumers Guide to HSAs." This report gives all the essential details on how Health Savings Accounts work, including:
How to calculate your tax and premium savings
How to calculate the future value of your HSA
How to choose an HSA-qualified health insurance plan
How to set up an HSA
Also, check out our Health Savings Blog. Keep up with the latest views, news, and commentary on health insurance, the healthcare system, health savings accounts, and consumer-driven health care.
I enjoy the e-mails with suggestions of how to best use your HSA. I sent the one about depositing all at once, then delaying reimbursement until retirement to my CPA and he thought it was a great idea (after he checked it out of course!).
"Thank you! I felt so alone on my HSA until I discovered your newsletter. It is packed with great info. I print them out to keep them as a reference.
I have used your suggestion about on line ordering drugs, the web site you suggested was a great savings. I haven't required any lab tests yet, but I do plan to try the labs you suggest at some point. As HSA's continue to grow, we may get deeper discounts merely because of our numbers."
"My husband and I are both self-employed and more often than not we've looked for ways to maximize our tax savings. We don't often get sick and so we've wasted thousands of dollars paying high monthly health insurance premiums. Finding out about the Health Savings Account couldn't have come any sooner. It was the perfect match for us. After setting up our HSA we found that the resources out there were minimal. We knew all about the potential savings of having an HSA but no one ever explained the rules until HSA for America.
In February 2006 I read about HSA for America and your newsletter Maximize Your HSA, and my husband and I decided we should subscribe. Our first newsletter was received in February and we received a wealth of information about how to maximize our HSA. We were thrilled to find a resource that not only educated us, at no cost, but also pointed us towards useful resources.
For many years we've done our eye exams at the very same office and never thought to question the cost or even to shop around. Thanks to HSA for America we did some comparison shopping and found a specialist that did the very same eye test for 51% less than what we had paid in past years. We've also become more proactively involved in how our healthcare dollars gets spent and have thus realized a higher level of healthcare.
& Bo Aina
White Plains, MD