Oscar Health Insurance
Oscar Health Insurance, available to those in New York and New Jersey, is a new company passionate about integrating healthcare with technology. They offer many member benefits and are ideal for those seeking health care with a twist - including access to a doctor hotline and incentives to maintain an exercise routine!
On Exchange and Off Exchange Plans include:
- Secure (only for people under 30)
- Simple Plans
- Standard Plans
- Bronze (HSA-eligible plan*)
- Bronze Edge
- Silver Edge
- Gold Edge
- Platinum Edge
*Oscar does not provide HSA banking arrangements. You need to choose your own HSA administrator.
With all plans, you pay nothing for generic drugs after meeting your deductible. Furthermore, a Doctor hotline called Doctor on Call is available to all members. This service offers you the opportunity to have a doctor call you within one hour - free of charge. Members also receive free preventive care through all plans - including flu shots, allergy care and birth control, among others. Monthly premiums and deductibles vary on state (New Jersey or New York), personal income and possible dependants.
Passionate about Technology
Oscar Health is their proprietary healthcare application, available through iTunes and soon to be made available for Android devices. The application offers access to plan information, use of Doctor on Call, searchability for health care professionals as well as a symptom checker. This app also keeps track of your health care history.
Doctor on Call
Enables you to contact a U.S. Board Certified doctor with one click. It’s absolutely free to all Oscar members and unlimited. In this conversation, you can expect a doctor to advise you on your medical needs and even write prescriptions. At the conclusion of the call, doctor’s notes and prescription information is available online.
Staying Active with Oscar
Oscar is passionate in encouraging their customers to stay fit and healthy. They offer a free MisFit Flash fitness tracker which, when synched with an Oscar application, will count your steps. When your daily goal is met, you will earn $1. Up to $240 per year is possible to earn.
Oscar provides assistance in finding People, Places and Drugs. These include:
- People - Primary care, OB/GYN, Dermatologist
- Places - Urgent Care Clinic, Clinic, Laboratory
- Drugs - Search medications.
At HSA for America, we are here to guide you through the many questions that can arise while trying to find the right health insurance plan. Our Personal Benefits Consultants partner with you by taking advantage of all of the money-saving tools available, with the goal in mind saving you as much money as possible. This professional relationship continues on after you have your health plan secured - to ensure your medical needs are being met and your money is being saved.