California Health Insurance Plans and Healthshare Programs
HSA for America Offers California Health Insurance Plans and Healthshare programs at the Lowest Rates Available!
HSA-QUALIFIED HEALTH INSURANCE QUOTE
The word "HSA" will be in the plan name if the plan is HSA-qualified. You will also see quotes for non-HSA plans.
HEALTH SHARING PLAN QUOTE
Health sharing plans are not insurance but a more affordable way to make sure your family is protected from unexpected medical expenses.
We have indicated the most popular option we offer in CA in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.
In California there is a mandate requiring residents to carry qualified health insurance. If you are not exempt from this requirement and do not have health insurance, you will be required to pay a penalty of 2.5% of your income, and no less than $695 per person and an additional $347.50.
We believe that people should be free to make their own decisions about their healthcare. Fortunately, members of qualified health care sharing plans are exempt from this mandate. The health sharing plans in California that we recommend include OneShare Health, Altrua Healthshare, Medi-share, Mpowering Benefits, and Sedera.
You can also learn more about California Small Business Health Insurance and California Direct Primary Care.
Aetna is a large health insurance company that serves 23.5 medical consumers in all states within the U.S. Since their inception in 1853, they have gone through several changes to make them the insurance company they are today - extremely giving. Recently, in 2014, Aetna announced $1.2 million in grants that will go to support the use of digital technology. This technology will serve minority populations.
Altrua Healthshare has thousands of members in a majority of the states. Members of healthshare plans are exempt from the requirements of the Affordable Care Act, including the requirement to purchase a government-approved health insurance plan.
Altrua is known as being very easy to work with.
Anthem Blue Cross is one of the most widely known and trusted names in the health insurance industry. They have one of the more popular plans in California, especially in the southern part of the state. The Anthem network allows you to see doctors nationwide.
Read More about Anthem Blue Cross
Blue Shield of California is the state's third largest health plan, with 3.3 million members and $7.5 billion in annual revenue. Founded in 1939 and headquartered in San Francisco, Blue Shield is a not-for-profit corporation with approximately 4,500 employees and more than 20 offices throughout California.
Read More about Blue Shield of California
CCHP offers Qualified Health Plans through Covered California in San Francisco and the San Mateo counties.
Read More about Chinese Community Health Plan
DPC Direct is a non-insurance health sharing program designed specifically for people who are members of a Direct Primary Care medical clinic. DPC clinics charge a low monthly fee to cover all primary care, including preventive care and unlimited doctor visits, while the DPC Direct protects from emergency and hospitalization expenses. (Read more about Direct Primary Care in our Complete Guide to Direct Primary Care).
Healthnet offers plans throughout California. They have a good sized network of doctors, while their rates vary in competitiveness from year to year.
Read More about Health Net
Until recently, it was impossible for most people to combine the benefits of health sharing with the tax benefits of contributing to a health savings account. At last, those days are over – thanks to HSA MEC.
Independence Holding Company (NYSE: IHC) is a holding company that is principally engaged in underwriting, administering and/or distributing group and individual specialty benefit products, including disability, supplemental health, pet, and group life insurance through its subsidiaries since 1980.
Joppa Health Share is a Christian Health Sharing ministry that offers an affordable and extensive health sharing alternative to traditional health insurance – at a fraction of the cost per month.
Kaiser Permanente is a leading health insurance company serving more than 9.5 million customers nationally. They offer a strong commitment to living a healthy lifestyle, and partner with various organizations in the community to encourage healthy eating. Kaiser also has an Environmental Stewardship Program, which works to eliminate environmental factors that can cause disease. Kaiser offers individual and family plans, as well as Medicare plans.
Read More about Kaiser Permanente
Medi-share has a strongly worded faith statement, and is popular with people who want a healthshare program with a strong Christian faith component.
Monthly contribution amounts are sometimes not as competitive as other health sharing organizations.
For over 30 years, Molina Healthcare continues to provide quality and affordable health insurance plans to individuals, families and businesses. It is a FORTUNE 500 multi-state health care organization that provides NCQA-accredited care and services designed to promote and improve the health and well-being of their members.
Read More about Molina Healthcare
National General Holdings Corp, the parent company of Accident & Health, covers a wide range of insurances from car to homeowner to health. As a division of NGHC, National General Accident & Health is committed to bringing short-term and supplemental coverage to individuals and groups.
With three different plan options available, netWell members have access to health plans that are suited to them. Note that health sharing is NOT the same thing as health insurance. In addition to free 24/7 telemedicine, netWell also offers preventive screening benefits that other healthshare plans do not.
Read More about netWell Healthshare Plans
A subsidiary of the prominent health care sharing ministry NetWell, NetWellRx makes the 605 most-prescribed generic prescription drugs available to subscribers for free.
OneShare Health is one of the most popular medical cost sharing program we offer. Monthly contributions vary by state, so in some states it is not priced as well, but it often offers the best combination of price and benefits.
This is not health insurance, but rather a more affordable alternative, particularly if you do not qualify for health insurance subsidies.
Read More about Oneshare Health
Sedera is one of the most popular health sharing programs available to small groups.
Health sharing programs are not health insurance, but they do serve the same purpose. Monthly contribution amounts are typically less than half the cost of health insurance.
Sharp Health Plan is the the only commercial not-for-profit health plan in San Diego. Sharp Health Plan hold the ‘Commendable’ accreditation status by the National Committee for Quality Assurance. They strive to provide every customer in San Diego with a personalized, affordable experience.
Sutter Health Plus is a low-cost HMO health plan that is available to individuals, families, and businesses in the greater Sacramento area. These traditional health insurance plans offer complete coverage for outpatient services, hospital care, prescription drugs, and more.
Universal HealthShare has up to seven different sharing programs to choose from. Each program has a unique monthly cost, as well as a specific Non-Shareable Amount (NSA). The NSA is the amount that the member must pay each year before medical costs become eligible for sharing.
Read More about Universal Healthshare
Prosper is a new health sharing program offered by Universal Health Fellowship, an established non-profit health care ministry based in Alpharetta, Georgia.
Read More about Universal Healthshare Prosper Program
Valley Health Plan in California was founded in 1985 and is available in Santa Clara County, Aromas, Hollister, and San Juan Bautista. There are five levels of coverage available: minimum, bronze, silver, gold, and platinum, the premiums and coverage of which scale with each tier.
Read More about Valley Health Plan
Western Health Advantage has a four star rating, the highest it can receive, by Covered California. They offer individual and family health insurance plans on California's state exchange.
Read More about Western Health Advantage
WBA offers a very low-priced supplemental accident plan that will reduce your deductible for any accident, to just $100. To learn more and sign up, visit the Accident Plans page.
HSA-QUALIFIED HEALTH INSURANCE QUOTE
HEALTH SHARING PLAN QUOTE
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