Affordable Care Act Preventive Care

PREVENTIVE CARE - 100% Coverage for Wellness and Prevention Services Under Obamacare

Prevention A to Z

A hallmark of The Affordable Care Act is its Preventive & Wellness Services offering a wide range of coverage in its mission to create a healthier population. Here is a comprehensive checklist—from cardiovascular & cancer screenings, to family planning & immunization to behavioral health & lifestyle counseling.  To shop for these benefits, you’ll have to visit a government healthcare exchange or Marketplace, and decide on a tier-level of coverage.

What Services are Considered to be Essential to Wellness and Prevention?

According the U.S. Department of Health and Human Services (HHS), preventive services are defined as those backed by strong scientific evidence of benefit to health.  The notion that “an ounce of prevention is worth a pound of cure” translates into 100% coverage for screenings, counseling and diagnostic tools designed to thwart preventable diseases. The focus is on early detection paired with prevention to help America stay healthy and aware.

Patients will no longer have to pay deductibles, copays or coinsurance for preventive care—as long as they get it through an approved network provider.

How do I know if I am eligible for these services?

The majority of health plans are required to cover preventive care services under the Affordable Care Act. There is no out-of-pocket cost for these services and there is no requirement to meet a co-pay or your deductible. It’s highly recommended that you contact your Personal Benefits Consultant to possibly discuss a better plan for you.

Keep in mind that the ACA requires that all adults and children be covered, therefore even if consider yourself young and healthy, it’s extremely important that you get covered. There is an option to purchase a “Catastrophic Plan” - which ultimately covers young adults for unexpected costs as well as preventive care, including three primary visits annually. This plan applies to all young adults under the age of 30.

Contact us by phone at 1-800-913-0172 or get a free, no obligation instant quote.

For more information about other changes coming with the Affordable Care Act, such as Premium Subsidies, Grandfathered Plans, what we would do if we were in charge of Health Care Reform and more, please follow us on Facebook.

HSA for America
749 S. Lemay Ave, Suite A3-116
Fort Collins, CO 80524
Contact Us

Click for the BBB Business Review of this Insurance - Accident & Health  in Fort Collins CO

Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.