HSA Qualified Expenses List

  • Acupuncture
  • Alcoholism - treatment
  • Ambulance - hire
  • Autoette or Wheelchair
  • Birth Control Pills
  • Blind Persons Services
  • Braces
  • Capital Expenditures - home modifications for handicapped - primary purpose must be medical care
  • Car Equipment - to accommodate wheelchair and/or handicapped controls
  • Childbirth Preparation Classes - mother
  • Chiropractors
  • Christian Science Treatment
  • Contact Lenses - replacement insurance
  • Crutches
  • Deaf Persons - hearing aid and batteries, hearing aid animal and care, lip reading expenses, special education, modified telephone
  • Dental Fees - see Dental Plans
  • Dentures
  • Diagnostic Fees
  • Diapers (adult disposable) - used due to severe neurological disease
  • Doctor's Fees
  • Domestic Aid - rendered by a nurse
  • Drug Addiction Recovery
  • Drugs - prescription or over-the-counter *
  • Dyslexia Language Training
  • Elevator for Alleviation of Cardiac Condition
  • Eyeglasses and Examination Fees
  • Fluoride Device - on advice of a dentist
  • Halfway House - adjustment to mental hospital
  • Healing Services Fees
  • Health Maintenance Organizations
  • Hearing Aids
  • Hospital Care
  • Insulin
  • Laboratory Fees - lab discounts
  • Laetrile - by prescription
  • Lazer eye surgery
  • Lead Paint Removal
  • Learning-Disabled Person - costs for special home
  • Legal Expenses - authorizing treatment of mental illness
  • Lifetime Medical Care - prepaid; retirement home
  • Limbs - artificial
  • Lodging (treatment related, and with restrictions, up to $50 per person)
  • Long-Term Care
  • Mattress - prescribed for alleviation of arthritis
  • Medical conference fees (relating to chronic illness; no lodging or meals)
  • Medicare Parts A and B
  • Membership Fees - association furnishing medical services, hospitalization, and clinical care
  • Nursing Home - medical reasons
  • Nursing Services - board and Social Security paid by taxpayers
  • Nutritional Supplements (by prescription)
  • Obstetrical Expenses
  • Operations - legal
  • Optometrists
  • Orthodontia
  • Orthopedic Shoes - excess costs
  • Oxygen / Oxygen Equipment
  • Prosthesis
  • Psychiatric Care
  • Psychologists
  • Psychotherapists
  • Reclining Chair - for cardiac patients
  • Remedial Reading
  • Retirement Home lifetime medical care
  • Sanitarium Rest Home - medical, educational, rehabilitative services
  • Schools - special, relief, or handicapped
  • Sexual Dysfunction Treatment
  • Sterilization
  • Surgical Fees
  • Swimming Pool - treatment of polio or arthritis
  • Teeth - artificial
  • Television - closed-caption decoder
  • Therapy Treatments - prescribed by a physician
  • Transportation - essentially and primarily for medical care
  • Weight Loss Programs - as a treatment for the disease of obesity
  • Wheelchair or Autoette
  • X-rays
  • Mileage
  • Stop smoking programs
  • Vasectomy
  • Vision correction

* Note: Over-the-counter drugs are no longer considered qualified expenses unless prescribed by a doctor.

See a list of Non-qualifying HSA Expenses

Note on compliance with your health plan:
This site describes basic information on services and benefits of the many HSA Accounts available.  It is not intended to provide legal, health, or tax advice.  Consult your own legal, medical, and tax counsel for guidance on issues that may be affected by your specific circumstances.  Please note that if you intend to use the HSA Account to pay your deductible or other services covered under your health care plan, we strongly recommend that you always comply with the conditions of your plan, including your pre-certification requirement.

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in our free Newsletter, "Maximize your HSA," you will learn how to:
  • Turn your HSA into a retirement POWERHOUSE
  • Save money on prescriptions, lab tests, over-the-counter drugs and more
  • Grow your HSA account money as fast as possible
  • Avoid rate increase and keep your premium low

HSA for America
749 S. Lemay Ave, Suite A3-116
Fort Collins, CO 80524
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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.